Compare Travel Insurance in Singapore
At eazy, we make finding the right travel insurance simple. We compare policies from a panel of trusted insurers side by side, so you can see your options clearly and choose the cover that best fits your trip and budget.
Whether you're off on a weekend city break, family holiday or a longer adventure abroad, our multi-provider platform helps you secure competitive prices and the right level of protection - all in one place, in just a few minutes.
Key Coverage Areas to Compare in Travel Insurance
Lost Baggage or Possessions
If your luggage or possessions are lost on its way to your destination, loss of baggage cover allows you to claim for its full or partial value.
Cancellation
This can protect you if you have to cancel your travel plans at the last minute due to injury or illness, or perhaps a bereavement.
Emergency Repatriation
If you or a family member are injured or fall seriously ill abroad, emergency repatriation can cover the costs of bringing you home.
Theft
This will insure your luggage or personal belongings on the way to your destination, as well as while you're out and about on holiday.
Medical Conditions
If you're travelling with a pre-existing medical condition, you will need to declare this when getting a quote from us.
Delays
If bad weather, corporate strikes or breakdowns disrupt your flight or ferry, you can claim for delays over a stated length of time.
Single Trip vs Annual Trip Insurance
Choosing between single trip and annual multi-trip travel insurance comes down to how often you travel and the kind of trips you take.
A single trip policy covers one specific journey from the moment you leave Singapore until you return, making it the more economical choice for travellers who only head overseas once or twice a year. It also allows you to tailor coverage to your destination and activities, with many plans covering trips of up to 180 days, ideal for longer holidays or extended work assignments. An annual multi-trip policy, on the other hand, covers unlimited trips within a 12-month period under a single premium, with each trip subject to a maximum duration limit. It's the smarter pick for frequent flyers, business travellers, and anyone who enjoys spontaneous weekend getaways to Bangkok or Kuala Lumpur, offering consistent protection without the hassle of buying a new policy each time.
As a general guide, if you take three or more trips a year, annual coverage usually delivers better value and convenience. For occasional travellers or those planning one extended journey, a single trip plan remains the more flexible and cost-effective option.
What if I have pre-existing conditions?
It is vital to have medical cover if you are travelling with a pre-existing medical condition. You may need healthcare or medication while travelling and the costs of paying for it out of pocket could be enormous as your avenues of easy access to medication will not be the same as back home.
Not all insurance providers will offer cover for pre-existing conditions as standard. Some insurers may not cover you if you already have a serious medical condition, or if you have a number of conditions. Others might only offer insurance at a much higher price. If you need Travel Insurance that covers pre-existing conditions, do let us know, and we will only show quotes from insurers who will cover pre-existing conditions, with no exclusions.
Adventure Sports & High-Altitude Activities
Adventure sports and high-altitude activities require careful insurance planning, as coverage varies significantly between insurers. While most travel insurance plans cover leisure activities like skiing, scuba diving (typically up to 30m), and hiking, only certain plans extend coverage to high-altitude trekking above 3,000m, with some insurers like Tokio Marine and Income covering hikes up to 4,500m and 6,000m respectively. Coverage for sports equipment, extreme activities like rock climbing and bungee jumping also differs by provider. Always review policy terms carefully to ensure your specific activities are included.
Family Travel Insurance
Family travel insurance covers you, your spouse, and your children under one policy, usually cheaper than insuring everyone individually. Most plans automatically include children aged 17 and below travelling with a parent, though it's worth checking whether child benefit limits match adult limits and what the family aggregate maximum is.
Single trip family travel insurance suits one-off holidays, covering medical expenses, trip cancellations, lost baggage, and delays from departure to return.
Annual family travel insurance is the better value if you travel more than twice a year. One policy covers unlimited trips for the whole family over 12 months — ideal for Singapore families with regular short hops to Malaysia, Bali, or Bangkok plus a longer holiday or two.
Travel insurance for your domestic helper is a Singapore-specific consideration that's often overlooked. Your mandatory employer insurance doesn't extend overseas, so if she's travelling with you, look for a plan that allows helper inclusion. Adding her for a small additional premium gives her the same medical and travel disruption protection as the rest of your family.
Can I get Travel Insurance with COVID-19 coverage?
Yes, you can find and compare Travel Insurance policies with COVID-19 coverage. Most insurers offer emergency medical evacuation and treatment for COVID-19 related claims. You will be able to reimburse overseas medical expenses for up to 90 days since diagnosis. You should also be able to find coverage for flight and accommodation costs if you're forced to extend your stay. It is also important that you read the exact coverage carefully, as they differ among providers.
It’s always best to check the latest government travel advice before you travel, as it will explain anything you may need to do before travelling abroad and returning home. You should also check the latest entry requirements and other advice for each country you’re visiting or travelling through. Travel rules and requirements can change at short notice.
How much does Travel Insurance Cost?
The price of your policy depends on several factors including:
- Age
- Destination
- How long you are travelling for
- How extensive is your coverage
- Number of people you are travelling with
- Whether you have any existing pre-existing medical conditions
- Additional coverage such as Golf Equipment, Sport Equipment, Pet Care
What kind of add-on benefits can I include?
Pet Care
When you are delayed in returning to Singapore as scheduled, causing you to incur additional kennel or cattery fees for your pet, and you have a claim relating to your delay under any section of the policy.
Rental Vehicle Excess
If your rental vehicle is lost or damaged due to an accident overseas, of which you are named driver or co-driver, and you become liable for the damage excess. The 'Rental Vehicle' refers to any passenger vehicle that you hire for the purpose of private and leisure use and not for practise or speed trial.
Sports Equipment
To cover for loss or damage to your sports equipment while overseas due to theft or natural disaster; or accidental damage in a public place.
How It Works: Compare in 4 Eazy Steps
When preparing for a trip, travel insurance is an essential part of your plans to ensure peace of mind and financial protection. Here’s how you can compare travel insurance quickly with eazy:
What are the two types of Travel Insurance?
Here's how the two types of Travel Insurance differ:
Annual Travel Insurance
Annual Travel Insurance (also known as Multi-Trip Travel Insurance) is an insurance policy that provides cover for those who plan to travel often within the span of one year. Thus, an insurance policy would offer economies of scale in terms of price premium versus Single Trip Travel Insurance.
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Single Trip Travel Insurance
Single Trip cover is a travel insurance policy for a one-off holiday. If you travel on holiday just once a year, Single Trip Insurance will be better value than an Annual Travel Insurance Policy.
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Common exclusions may include:
- Pre-existing medical conditions unless specifically covered
- Injuries from high-risk activities like extreme sports
- Travel disruptions due to forseeable events (eg., known weather conditions or political unrest)
- Losses from unattended baggage or personal negligence
Understanding these exclusions helps prevent unexpected claim denials.
Look for 24/7 Assistance: Choose a policy that offers 24/7 customer support in case of emergencies, ensuring help is always just a phone call away.Frequently Asked Questions
About Travel Insurance Singapore
- Travel Insurance is important because it provides protection against a variety of incidents that could be very expensive to cover yourself. If you unexpectedly suffer a medical emergency while travelling, the medical costs abroad could run into the thousands of dollars. You could also be forced to extend your stay or repatriate, both of which would wreak havoc on your existing travel plans and be very expensive.
The right travel insurance policy can protect you against all that risk. It can give you peace of mind, knowing that you’ll be looked after both physically and financially. - Yes. Insurance companies also offer Family Cover on top of Individual Travel insurance plans. Some benefits include automatic coverage for children aged 17 and below and travelling with a parent, as well as coverage for individuals aged 18 to 23, provided they are still studying in tertiary education. Other plans may require you to add all family members individually.
- Travel insurance plans cover travel-related events such as flight delays and cancellations, theft of personal belongings, emergency medical treatment, etc. Meanwhile, international health insurance plans cover inpatient treatment, check-ups, and treatment for chronic conditions overseas.
- No. Policy must be purchased before the trip. Most of the insurers impose exclusions on some benefits (such as Trip Cancellation), if policy was purchased less than 3 days prior to the trip.
- Whether or not you can claim compensation for missed flights through your travel insurance provider will differ. It will ultimately depend on the terms stated in your policy. But you won’t be able to successfully file a claim if you missed your flight due to reasons which are not included in the policy.
- Yes. Comprehensive travel insurance can cover accommodation expenses such as non-refundable reservations, tickets, hotel bookings, and prepaid tours, as part of the trip cancellation benefit.
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